Money tracking for freelancers with irregular income

Make sense of irregular income

Freelance income rarely arrives on the same day for the same amount. A strong month can hide two weak ones. Netmonth's 12-month income versus expense trend shows the pattern over time, and the yearly view tells you whether the year as a whole is in the green. That makes it easier to decide how much to set aside when a big payment lands.

• 12-month income vs. expense trend
• This year and last year views
• Net result for every month

All your accounts and cards in one place

Many freelancers keep a business checking account, a personal one and a card or two. Import statements from each of them, in PDF, CSV, Excel, OFX or other formats, and see everything together. Mark payments between your own accounts as transfers so they don't inflate your income or expenses.

• Statements from any bank or card
• Transfer type for moving money between accounts
• Duplicates flagged on import

Categories that fit your work

Add categories for the costs of your work, such as software, equipment or travel, next to the ready-made ones. When you re-categorize a merchant, Netmonth can remember it, so your recurring tool subscriptions are sorted automatically next time. Split a mixed purchase between business and personal categories.

Ready for tax time

With Premium, filter your transactions by date and category and export them to CSV for your spreadsheet or your accountant. Netmonth helps you organize your records; it does not give tax advice, so check with a tax professional about what you can deduct. Your records stay organized all year, so tax season starts with a file instead of a shoebox.

• Filter by date and category
• Export to CSV (Premium)
• Download all data as JSON anytime