See your household's spending in one place

Every card and account, one picture

In most households money is spread across several checking accounts and credit cards. Import the statements from all of them into one Netmonth account and see the household's total income, expenses and net result together. Payments between your own accounts and card payments can be marked as transfers, so nothing is counted twice.

• Statements from any bank or card
• One combined dashboard
• Transfers between your accounts excluded
• Duplicates flagged

See where shared money goes

Groceries, kids' activities, utilities, dining out: the category chart shows which areas take the biggest share of the household budget. Compare this month with last month, or this year with last year, and talk about spending with real numbers instead of guesses. The 12-month trend shows how the household is doing over time.

• Spending by category
• Month and year comparisons
• 12-month income vs. expense trend

Keep fixed costs in view

Add rent or mortgage, insurance, childcare and subscriptions as recurring transactions, and Netmonth creates them on schedule. You'll see how much of each month is already spoken for before any everyday spending. Daily, weekly, monthly or yearly schedules, with custom intervals, cover everything from a biweekly paycheck to an annual insurance premium. Recurring items are included on the free plan.

One login for the household

A Netmonth account has a single login, which many households share so both partners can upload statements and check the dashboard. It works in any modern browser on phones, tablets and computers. Anyone with the login can quick-add a cash expense from their phone. Netmonth does not offer separate user accounts within one household.