Personal finance, without the busywork

See where your money goes. Every month.

Upload any bank or credit card statement. Netmonth reads it, sorts every transaction and shows whether you're in the green or the red.

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No credit card needed   No bank login   Demo without sign-up

Works with statements from Chase, Bank of America, Wells Fargo, Citi, Capital One, American Express and thousands of other banks worldwide. Supported banks

Three steps. About a minute.

No bank connection, no spreadsheets. Download a statement from your online banking and Netmonth does the rest.

1

Upload a statement

Drop in the PDF, CSV or Excel file you download from your bank.

2

Review in one screen

Transactions are read and categorized. Fix anything you like before saving.

3

Know your net

See income, spending by category and your monthly result at a glance.

Works with PDF, CSV, Excel, OFX/QFX, QIF, CAMT.053 and MT940 — from any bank, in any language. How it works

Simple on the surface. Smart underneath.

Any bank, any card

Checking, savings and credit card statements from banks worldwide.

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30+ currencies

Statements in another currency are converted at the European Central Bank rate of each day.

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Learns your categories

Correct a merchant once and Netmonth remembers it next time.

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Recurring items

Salary, rent and subscriptions are added automatically.

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Private by design

No bank logins, no ads, no data selling. Export or delete your data anytime.

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Fast and simple

Add an expense in seconds from any page, on your phone or computer.

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All features

Made for real-life money

Freelancers & side hustlers

Irregular income? See what each month really left you with, and export everything at tax time.

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Couples & families

Upload statements from every card and account in the household and see the whole picture on one dashboard.

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Expats & multi-currency

Accounts in several countries? Each statement is converted to your main currency at the central bank rate of its date.

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See it with real-looking data — in one click

No sign-up and no email. Open a demo account with six months of sample transactions and try everything.

Simple, honest pricing

Start free. Upgrade when you want unlimited imports and AI reading of PDF statements.

Free
$0

Everything you need to track your money.

  • Unlimited manual transactions
  • Dashboard, categories and recurring items
  • 3 statement imports per month
  • 1 AI-read PDF statement to try
  • 30+ currencies, central bank rates
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Premium
$4.99/ month $39.99/ year

For people who import statements every month.

  • Everything in Free
  • Unlimited statement imports
  • AI reading of PDF statements from any bank
  • Export to CSV (Excel, Google Sheets)
  • Priority email support
Get Premium

Cancel anytime. 14-day money-back guarantee.

Questions & answers

Yes. Netmonth reads statements from any bank or credit card in the world. Download a statement from your online banking and upload it — there is no bank connection to set up.

PDF, CSV, Excel (XLS/XLSX), OFX/QFX, QIF, CAMT.053 and MT940. PDFs are read with AI; the other formats are read directly.

We never ask for your bank password and never sell your data. Everything is sent over encrypted connections, and you can download or delete all your data at any time.

Yes. Click "Try the live demo" to open an account with six months of sample data — no sign-up or email needed. It is deleted automatically after 24 hours.

Free covers manual tracking, the dashboard, categories and a few statement imports each month. Premium adds unlimited imports, AI reading of PDF statements from any bank and CSV export.

Yes. Pick the statement's currency when you upload it, and every transaction is converted to your main currency using the European Central Bank reference rate of its date (30+ major currencies).

Nothing is saved until you confirm. You can edit, add, split or remove any row first, and Netmonth checks the totals against the statement's balances.

Yes. Netmonth works in any modern browser on your phone, tablet or computer, and you can add it to your home screen like an app.

Yes, in Settings with two clicks. You keep Premium until the end of the period you paid for.

Yes — if Premium isn't for you, ask for a full refund within 14 days.

Know your net this month.

Free to start. Your first statement takes about a minute.

Start free