Personal finance, without the busywork

See where your money goes. Every month.

Upload any bank or card statement, or let Netmonth pick it up from your Gmail. AI reads every line, sorts it and shows your fixed costs, your spending and what's left each month.

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No credit card needed   No bank login   Demo without sign-up

Works with statements from Chase, Bank of America, Wells Fargo, Citi, Capital One, American Express and thousands of other banks worldwide. Supported banks

AI-powered

Less typing. More knowing.

AI does the tedious part: it reads your statements, sorts them and spots your regular payments. You just look at the result and decide.

AI reads any statement

PDF, CSV or Excel from any bank, in any language. Every line becomes a clean transaction.

  • Checks the totals against the statement and re-reads if they don't match
  • Suggests a category for every transaction
  • You review everything before it's saved
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Statements straight from your inbox

Connect Gmail once. Netmonth finds the statements you haven't added and asks before adding them.

  • Checked automatically every day
  • Read-only: we never send or delete email
  • Works with password-protected PDFs too
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Know what's left every month

Your fixed income and expenses next to your real spending, so you see your month at a glance.

  • Finds your regular payments in your statements
  • Plan vs. actual and change vs. last month
  • Optional monthly limits per category
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AI only reads the files you give it; your data is never used to train AI models. Security

Three steps. About a minute.

No bank connection, no spreadsheets. Download a statement from your online banking and Netmonth does the rest.

1

Upload a statement

Drop in the PDF, CSV or Excel file from your bank, or let Netmonth find it in your Gmail.

2

Review in one screen

Transactions are read and categorized. Fix anything you like before saving.

3

Know your net

See income, spending by category and your monthly result at a glance.

Works with PDF, CSV, Excel, OFX/QFX, QIF, CAMT.053 and MT940 — from any bank, in any language. How it works

See it with real-looking data — in one click

No sign-up and no email. Open a demo account with six months of sample transactions and try everything.

Simple, honest pricing

Start free. Upgrade when you want unlimited imports and AI reading of PDF statements.

Free
$0

Everything you need to track your money.

  • Unlimited manual transactions
  • Dashboard, categories and recurring items
  • 3 statement imports per month
  • 1 AI-read PDF statement to try
  • 30+ currencies, central bank rates
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Questions & answers

Yes. Netmonth reads statements from any bank or credit card in the world. Download a statement from your online banking and upload it — there is no bank connection to set up.

PDF, CSV, Excel (XLS/XLSX), OFX/QFX, QIF, CAMT.053 and MT940. PDFs are read with AI; the other formats are read directly.

We never ask for your bank password and never sell your data. Everything is sent over encrypted connections, and you can download or delete all your data at any time.

Yes. Click "Try the live demo" to open an account with six months of sample data — no sign-up or email needed. It is deleted automatically after 24 hours.

Free covers manual tracking, the dashboard, categories and a few statement imports each month. Premium adds unlimited imports, AI reading of PDF statements from any bank and CSV export.

Yes. Pick the statement's currency when you upload it, and every transaction is converted to your main currency using the European Central Bank reference rate of its date (30+ major currencies).

Nothing is saved until you confirm. You can edit, add, split or remove any row first, and Netmonth checks the totals against the statement's balances.

Yes. Netmonth works in any modern browser on your phone, tablet or computer, and you can add it to your home screen like an app.

Yes, in Settings with two clicks. You keep Premium until the end of the period you paid for.

Yes — if Premium isn't for you, ask for a full refund within 14 days.

Know your net this month.

Free to start. Your first statement takes about a minute.

Start free